Housing Insights Central

Many people list owning a house as a top life goal, attracted by the promise of stability, investment potential, and personal satisfaction. But is homeownership truly superior, or are we influenced by societal pressures ...

Many aspiring homeowners find the financial hurdle of a down payment a major obstacle on their path to homeownership. Thankfully, down payment loans are providing a powerful solution, helping individua...

However, even with the numerous benefits, you might keep putting off repairs because of the notion that it will take up ...

Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...

Are you looking for affordable housing? New openings for Section 8 and public housing waiting lists are coming up in Florida and New Jersey in October 2025. Here’s what you need to know about these ...

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

LIHEAP, formally known as the Low-Income Home Energy Assistance Program, was established by Congress more than 30 years ago. Overseen by the Department of Health and Human Services and operated by state ...

Mortgage rates dropped a bit before the Federal Reserve’s recent meeting, but haven’t really dropped much since. Experts say rates probably won’t go down much more before the end of 2025, even if the...

The price people pay for owning a home, known as property tax, has been rising in the United States. This is because houses have become more valuable over the last five years, wh...