Housing Insights Central

Many people list owning a house as a top life goal, attracted by the promise of stability, investment potential, and personal satisfaction. But is homeownership truly superior, or are we influenced by societal pressures ...

Many aspiring homeowners find the financial hurdle of a down payment a major obstacle on their path to homeownership. Thankfully, down payment loans are providing a powerful solution, helping individua...

Government home improvement grants can help pay for repairs, safety fixes, accessibility upgrades, and energy-saving improvements. Grants are different from loans because they usually do not need to be paid bac...

A rent-stabilized apartment is a rental home where the government limits how much the rent can go up. Because landlords can only raise rent by a set amount each year, rent-stabilized apartments can ...

A new program called the Housing Stability Initiative is expanding in the United States to help families who are struggling financially, especially with housing costs. The program gives $500 each month to selected f...

Down Payment Assistance (also known as DPA) helps home buyers pay for the upfront costs needed to buy a home. Many people think you need to save up to 20% of the price for a down payment, but this isn’t true any...

Buying a home comes with many upfront costs, but your annual tax refund can be a great way to boost your budget. Whether your refund is large or small, here are three ways you can use that money to help you become a homeowner. ...

As we get closer to 2026, many homeowners who got mortgages with higher interest rates might be wondering if it’s finally time to refinance for a better deal. With inflation starting to cool off, mortgage...

Amidst the sprawling skyscrapers and picturesque landscapes of California, lies a harrowing reality: a housing crisis that continues to deepen, leaving thousands of residents teetering on the brink of homel...