Guide to Applying for Public Housing: Steps and Essential Information

Bernard Reynolds
Published Oct 15, 2025


Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s what you need to know:

1. Where to Apply
 
  • Contact Your Local Housing Agency (HA):
    • To start, reach out to the public housing agency in your area. You can find contact information online or in your community. If you have trouble finding them, you can ask your local HUD (Department of Housing and Urban Development) Field Office for help.

2. The Application Process

Filling Out the Application:

The application has to be written, either by you or with help from a housing agency staff member. You’ll need to provide information such as:
 
  • The names, birthdates, and relationship of everyone who will live with you
  • Your current address and phone number
  • Details about your family, such as if someone is a veteran or has special circumstances
  • Names and addresses of your current and former landlords
  • Your family’s expected income over the next year and where it comes from
  • Contact information for employers, banks, and others who can verify your income and family size

Sometimes, a housing agency representative may also visit your current home to see how you take care of it.

3. Documents You May Need

Be ready to provide documents like birth certificates and tax returns. The housing agency may also contact your employer or others to check the information. You will be asked to sign a form allowing the housing agency to collect details they need.

4. What Happens Next

After you apply, the housing agency will let you know in writing whether you are eligible. If you qualify, your name will go on a waiting list if a home is not available right away.

If you do not qualify, the agency must tell you why, and you can ask for an informal hearing if you disagree with their decision.

5. After You’re Accepted

When your name comes up on the waiting list, the housing agency will contact you. If you’re offered a place and accept it, you’ll need to sign a lease and might have to pay a security deposit.

Make sure to review the lease carefully with the agency, so you understand your responsibilities as a tenant.

6. Note on Preferences

Some housing agencies have special preferences for people with the greatest need, such as those living in unsafe housing or the homeless. Ask your local housing agency if you qualify for any of these preferences to help your application.

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In summary: To apply, contact your local housing agency, fill out an application with the needed information and documents, and wait for your notification. If you’re eligible, you may need to wait for a spot to open up, then review the lease before moving in.

Find out if you're eligible for more housing support here!

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