Housing Insights Central

When your air conditioner struggles to keep your home cool, you might think the answer is simple: just get a bigger one. But this common assumption can actually lead to more problems than it solves. The Problem ...

A rent-stabilized apartment is a rental home where the government limits how much the rent can go up. Because landlords can only raise rent by a set amount each year, rent-stabilized apartments can ...

Are you thinking about buying a home in 2026? You’re probably wondering what will happen with mortgage rates next year. Here’s what experts are predicting—and what it might mean for you.   Mortgage Rates ...

New York State has a special program to help people save money on property taxes, especially for school costs. This program is called the School Tax Relief (STAR) program. It was created to make living in New York more a...

Home improvement projects can be expensive. Whether you're updating your kitchen, fixing a leaky roof, or adding a new room, you might need extra money to get the job done. A home improvement loan can help you pay for the...

In America, the number of older adults is on the rise, with about 55.8 million people, or one out of six, being 65 or older as of 2020. A recent study from the Urban Institute has shone a light on how budget cuts to the De...

Planning a vacation? Before you leave, take a few simple steps to prevent water damage in your home. A small leak might not seem like a big deal, but if no one is there to catch it, it can quickly turn into a maj...

Can I buy a house if I don’t make a lot of money? Yes, it’s possible to buy a house with a low income. Many programs and loans are designed to help people who earn less, and lenders l...

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...