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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

States Offering Help with Summer Cooling Costs for Low-Income Households (August 2025)

During the sweltering summer months, many people struggle to keep their homes cool, especially those with tight budgets. Thankfully, several states are offering assistance through the Low...

How to Apply for LIHEAP Winter Energy Assistance (2025-2026)

Are you worried about paying your energy bills as temperatures drop? The Low-Income Home Energy Assistance Program (LIHEAP) can help you with heating costs during winter, cooling in the summer, and can also hel...

The Most Budget-friendly Cities in the US to Buy a House

A recent study by WalletHub reveals that buying a house in the US has become hard for many. High mortgage rates and a shortage of available homes have made it extremely difficult, causing many to give up the search...

What to Expect for Mortgage Rates in 2026

Are you thinking about buying a home in 2026? You’re probably wondering what will happen with mortgage rates next year. Here’s what experts are predicting—and what it might mean for you.   Mortgage Rates ...

3 Ways to Use Your Tax Refund to Buy a Home

Buying a home comes with many upfront costs, but your annual tax refund can be a great way to boost your budget. Whether your refund is large or small, here are three ways you can use that money to help you become a homeowner. ...

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

The Trend Towards Smaller Homes: A Glimpse into the Future of American Housing

In an era marked by economic fluctuations and a burgeoning demand for affordable living spaces, the United States is witnessing a significant transformation in its housing sector. The nation&#...

A Guide to Rent Withholding: How It Works and What You Should Know

If a landlord doesn’t keep your rental unit safe and livable, some states allow you to stop paying rent until the issues are fixed. This legal process is called “rent withholding”. Howev...

Cities Where Many Renters Pay Under $1,000 a Month

Finding an affordable apartment in a big city can be tough, but it's still possible in certain places like Oklahoma City and Pittsburgh, where rents often remain below $1,000 per month. In 2023, about 32% of renters ...