Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
Mortgage Refinancing: When It Makes Sense and When It Doesn't
Mortgage refinancing is often touted as a way for homeowners to lower their housing costs. However, refinancing only makes financial sense under certain circumstances. Here's some gu...
The Intersection of Health and Housing: Medicaid's Innovative Approach to Combat Homelessness
For over a decade, researchers and advocates have emphasized the intrinsic link between housing and healthcare. This fall marks a crucial turning point as federal Medicaid fun...
HUD Announces Support for Texas Communities in Wake of Hurricane Beryl
In response to the devastation left by Hurricane Beryl in Texas during early July 2024, the United States Department of Housing and Urban Development (HUD) has activated a series of federal disaster assi...
These 10 States Make It Easier to Save for a Down Payment
Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...
Overcoming the Challenges of Homeownership in Today's Market: Lessons from Real-Life Success Stories
Buying a home in today’s market has become difficult due to high housing prices and intense competition. As a result, many people are questioning whether the American Dr...
States Offering Help with Summer Cooling Costs for Low-Income Households (August 2025)
During the sweltering summer months, many people struggle to keep their homes cool, especially those with tight budgets. Thankfully, several states are offering assistance through the Low...
What to Expect for Mortgage Rates in 2026
Are you thinking about buying a home in 2026? You’re probably wondering what will happen with mortgage rates next year. Here’s what experts are predicting—and what it might mean for you. Mortgage Rates ...
Ring in the Savings: How to Lower Your Rent During the Holidays
During the holidays, there is usually less demand for rental units because people are busy with celebrations and travel. Landlords who want to fill their properties before the new year may be more open to ne...
New Workforce Housing Rental Assistance Program to Support Low-Income Families Launches in Small City
Milpitas has undertaken a new housing initiative to provide vital support to low-income workers and their families. The Workforce Housing Rental Assistance Program (WHRAP), a...