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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

What to Expect for Mortgage Rates in 2026

Are you thinking about buying a home in 2026? You’re probably wondering what will happen with mortgage rates next year. Here’s what experts are predicting—and what it might mean for you.   Mortgage Rates ...

How Do You know that you're Ready for Home Ownership? Read Through to Find Out

People have different experiences when buying a house for the first time. For example, some feel excited that they have achieved one of their biggest dreams. However, those who apply for a mortgag...

These 10 States Make It Easier to Save for a Down Payment

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...

A Guide to Rent Withholding: How It Works and What You Should Know

If a landlord doesn’t keep your rental unit safe and livable, some states allow you to stop paying rent until the issues are fixed. This legal process is called “rent withholding”. Howev...

LIHEAP: A Valuable Lifeline for Those Needing Help With Utility Expenses

LIHEAP, formally known as the Low-Income Home Energy Assistance Program, was established by Congress more than 30 years ago. Overseen by the Department of Health and Human Services and operated by state ...

The Intersection of Health and Housing: Medicaid's Innovative Approach to Combat Homelessness

For over a decade, researchers and advocates have emphasized the intrinsic link between housing and healthcare. This fall marks a crucial turning point as federal Medicaid fun...

Home Buying Programs for People with Disabilities

Buying a house can seem like a challenging task, especially for individuals living with disabilities. However, there are special home loans and grants to make the process easier and more affordable.   Can You Buy a Ho...

New First-Time Home Buyer Tax Credit Proposal Aims to Help Prospective Homeowners

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...

New US Homes May Get Pricier by $11,000 Due to Trump's Trade Policies

Buying a brand-new house in the United States could soon hit your wallet harder. Builders say that because of trade policies introduced by President Donald Trump, the average cost to construct a new home ...