Housing Insights Central

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Buying a home is a big deal. It takes a lot of steps, and you'll need to gather a bunch of papers to do it. When you buy a home, especially if you need a loan, there will be a lot of personal and financial documents to show ...

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

Getting a good deal when buying a house takes a bit of smart talking and a good understanding of the game. You could end up keeping more money in your pocket if you play your cards right. Here’s a quick guide to help you negoti...

The U.S. Department of Housing and Urban Development (HUD) has exciting news for New York City residents. The New York City Housing Authority (NYCHA) is getting more than $37 million to help ...

Building your dream home is exciting, but it can also be costly. Luckily, there are ways to keep your spending under control without sacrificing quality.  Here are five strategies you might consider to save money duri...

The U.S. Department of Housing and Urban Development (HUD) has recently made big changes to the rules for making manufactured homes, also known as mobile homes.  These cha...

Many aspiring homeowners find the financial hurdle of a down payment a major obstacle on their path to homeownership. Thankfully, down payment loans are providing a powerful solution, helping individua...

Many people list owning a house as a top life goal, attracted by the promise of stability, investment potential, and personal satisfaction. But is homeownership truly superior, or are we influenced by societal pressures ...