Our Blog

Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Can You Buy a House Without Putting Any Money Down?

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

What is the Government Doing to Help Victims of the California Wildfire?

The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025.  ...

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Home Buying Programs for People with Disabilities

Buying a house can seem like a challenging task, especially for individuals living with disabilities. However, there are special home loans and grants to make the process easier and more affordable.   Can You Buy a Ho...

2024 and 2025 Housing Market: What Buyers and Sellers Need to Know

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

How to Talk Down the Price of a House

Getting a good deal when buying a house takes a bit of smart talking and a good understanding of the game. You could end up keeping more money in your pocket if you play your cards right. Here’s a quick guide to help you negoti...

Renting vs. Buying: Debunking the Homeownership Myth

Many people list owning a house as a top life goal, attracted by the promise of stability, investment potential, and personal satisfaction. But is homeownership truly superior, or are we influenced by societal pressures ...

HUD Announces Support for Texas Communities in Wake of Hurricane Beryl

In response to the devastation left by Hurricane Beryl in Texas during early July 2024, the United States Department of Housing and Urban Development (HUD) has activated a series of federal disaster assi...

A Tribute to 90 Years of Homeownership with the FHA

On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...