Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans
Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...
Homeownership Slipping Away for Young Americans
Many Americans who don't already own a home feel that becoming a homeowner is becoming an impossible goal. According to a recent survey from Northwestern Mutual, over half of these non-homeowners (53%) believe that owning ...
First-Time Homebuyers Are Older Than Ever Before. Here's Why
Owning a home is a big goal for many people in America. However, it's becoming a reality a bit later in life than it used to. Now, for the first time ever, the average age of someone buying their first home ...
Quick Guide to the Best First-Time Home Buyer Loans in 2025
Buying your first home is an exciting milestone but can also seem daunting when it comes to financing it. Fortunately, there are several loan programs designed to help first-time buyers make their home ownership dr...
Can You Buy a House Without Putting Any Money Down?
The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...
What is the Government Doing to Help Victims of the California Wildfire?
The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025. ...
How Much Should You Spend on Rent?
Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you: The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...
Home Buying Programs for People with Disabilities
Buying a house can seem like a challenging task, especially for individuals living with disabilities. However, there are special home loans and grants to make the process easier and more affordable. Can You Buy a Ho...
2024 and 2025 Housing Market: What Buyers and Sellers Need to Know
Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now. Look...