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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Housing Advice and Programs

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...

The Top 4 Considerations to Make When Buying a Home

Since purchasing a house is a momentous investment that requires a significant amount of cash, it is essential to spend enough time researching and following the proper procedure before settling on the perfect home. If y...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

The Housing Market Is on a Wild & Curvy Upswing for the Remainder of 2020

Welcome to the new reality for the housing market. Who could have expected so many changes during the 2020 housing season? Economists had predicted that the 2020 housing market would be stable. There ...

6 Tips to Help You Purchase a Home Before Its Owner Releases It into the Market

After planning and researching the house you want to buy, it may be time to make your dream come true. You may have settled on the location you prefer, the street, or looking for the simplest wa...

Follow These Tips to Avoid Being the Victim of a Housing Scam

Modern technology can be a huge help, but it also comes with some challenges for homeowners. Incredibly sophisticated housing scams are on the rise, and they can take your money or even steal your home. Accordin...

Michigan Launches a $25,000 Help for First-Time Homebuyers

In Lansing, Michigan, a new offer is out for people buying their first home. Michigan is giving away $25,000 to help with the down payment, which is the money you need to pay upfront when you buy a house. The tea...

Homeownership Slipping Away for Young Americans

Many Americans who don't already own a home feel that becoming a homeowner is becoming an impossible goal. According to a recent survey from Northwestern Mutual, over half of these non-homeowners (53%) believe that owning ...

Exploring & Understanding Mortgage Loan Modifications to Retain Your Home

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...