Housing Insights Central

When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

Housing prices in the United States are starting to fall in certain areas. According to recent data from Realtor.com, homes are selling more slowly than before. In July 2025, the average home sat on th...

Buying a home comes with many upfront costs, but your annual tax refund can be a great way to boost your budget. Whether your refund is large or small, here are three ways you can use that money to help you become a homeowner. ...

Buying a home is a huge milestone, but it can also feel overwhelming—especially if it is your first time. If you aren't sure where to start or how to manage your finances, a housing counselor can be...

Everyone should have a place they can call home, but as the cost of living shoots up, many people find themselves at risk of being without a home.  Guaranteed income programs give a helping hand...

The homelessness crisis in America has reached unprecedented levels, with over 580,000 people experiencing homelessness according to the latest data. While this complex issue requires compre...

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

Evergreen Home Loans, based in Bellevue, Washington, is continuing to grow across the country. The company recently announced that it has started offering its loan services in 11 new states. These states include Texas, Flori...