Addressing Student Housing Insecurity Through Creative Community Partnerships

Bernard Reynolds
Published Jul 6, 2025

A recent study has brought attention to a pioneering method for addressing a prevalent issue among students: housing insecurity. Led by Tacoma Community College in Washington, the College Housing Assistance Program (CHAP) has emerged as a source of optimism, showing that housing assistance can greatly impact the academic achievements and general welfare of students dealing with homelessness.

Financial Obstacles and Housing Instability Among Undergraduate Students

Financial difficulties are a major obstacle to continuing education for many students. Surprisingly, 8% of undergraduate students across the country do not have a stable place to live.

This problem is even more significant among community college students, who often have to balance their studies with parenting, work, and financial limitations, without the support of living on campus.

What It Is and How It Is Implemented

The CHAP program, a collaboration between Tacoma Community College and the Tacoma Housing Authority that began in 2014, addresses the challenge of homelessness among students. It aims to provide more than just housing for students who lack a permanent address or are at risk of homelessness due to financial difficulties; it also seeks to establish a foundation for their future. The program continues to support students as they progress, including those who transfer to the University of Washington, Tacoma.

To be eligible for the program, students must meet several criteria, including enrollment in a minimum of six credits at TCC or UW Tacoma, demonstrating homelessness or near homelessness, state residency, passing a background check, and income verification. Qualified students receive rental subsidies for private market apartments, which significantly reduces their living expenses.

Positive Impact and Hurdles

The impact of CHAP has been significant. A study that tracked 422 participants from 2017 to 2019 found that students using the housing vouchers not only achieved higher graduation rates but also reported substantial improvements in employment, food security, and financial stability. Remarkably, two-thirds of these students either earned a credential, transferred to a university, or stayed on course for a degree.

However, the journey has not been without its challenges. Initial obstacles included the bureaucratic red tape of paperwork, securing suitable housing, and upfront lease costs. In response, TCC established a dedicated fund in 2019 to alleviate these obstacles, particularly focusing on providing security deposit assistance.

The Future of the CHAP Initiative

The CHAP initiative emphasizes the crucial role of community partnerships and well-planned programs in addressing students' needs beyond academics. Insights from the initiative have highlighted the importance of flexible funding, sufficient staffing, and clear delineation of roles among partners to ensure cohesive support and prevent service gaps.

Building on the success and lessons learned from CHAP, Tacoma Community College sees this program as a model for other institutions facing similar challenges. This collective effort demonstrates a broader commitment to not only educate, but also to truly uplift students, guiding them toward academic success and secure futures.

Takeaway

Overall, the College Housing Assistance Program represents a promising combination of education and community welfare, providing a practical framework for tackling housing insecurity among college students. It demonstrates the impact of collaboration and serves as a reminder of the significant difference that supportive structures can make in the lives of those working towards a better future.

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