Housing Insights Central

Down Payment Assistance (also known as DPA) helps home buyers pay for the upfront costs needed to buy a home. Many people think you need to save up to 20% of the price for a down payment, but this isn’t true any...

A new program called the Housing Stability Initiative is expanding in the United States to help families who are struggling financially, especially with housing costs. The program gives $500 each month to selected f...

As we get closer to 2026, many homeowners who got mortgages with higher interest rates might be wondering if it’s finally time to refinance for a better deal. With inflation starting to cool off, mortgage...

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...

If you’re thinking about buying a home before the end of 2025, now might be a good time to look into it. The US real estate market is showing signs that could benefit buyers after a few years of high price...

Mortgage rates dropped a bit before the Federal Reserve’s recent meeting, but haven’t really dropped much since. Experts say rates probably won’t go down much more before the end of 2025, even if the...

New York State has a special program to help people save money on property taxes, especially for school costs. This program is called the School Tax Relief (STAR) program. It was created to make living in New York more a...

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

Can I buy a house if I don’t make a lot of money? Yes, it’s possible to buy a house with a low income. Many programs and loans are designed to help people who earn less, and lenders l...