Housing Insights Central

As we get closer to 2026, many homeowners who got mortgages with higher interest rates might be wondering if it’s finally time to refinance for a better deal. With inflation starting to cool off, mortgage...

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...

If you’re thinking about buying a home before the end of 2025, now might be a good time to look into it. The US real estate market is showing signs that could benefit buyers after a few years of high price...

Mortgage rates dropped a bit before the Federal Reserve’s recent meeting, but haven’t really dropped much since. Experts say rates probably won’t go down much more before the end of 2025, even if the...

New York State has a special program to help people save money on property taxes, especially for school costs. This program is called the School Tax Relief (STAR) program. It was created to make living in New York more a...

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

Can I buy a house if I don’t make a lot of money? Yes, it’s possible to buy a house with a low income. Many programs and loans are designed to help people who earn less, and lenders l...

Housing prices in the United States are starting to fall in certain areas. According to recent data from Realtor.com, homes are selling more slowly than before. In July 2025, the average home sat on th...

Owning a home is a big part of the American dream, but sometimes, financial troubles can make it hard to keep up with mortgage payments. If you're struggling to make your payments, or you're worried you might fall be...