Housing Insights Central

When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

Housing prices in the United States are starting to fall in certain areas. According to recent data from Realtor.com, homes are selling more slowly than before. In July 2025, the average home sat on th...

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

The pursuit of the perfect home is a journey that involves equal parts excitement and challenges. From deciphering the ever-evolving housing market to discovering housing programs that cou...

Building your dream home is exciting, but it can also be costly. Luckily, there are ways to keep your spending under control without sacrificing quality.  Here are five strategies you might consider to save money duri...

Looking for the right house to buy is similar to shopping for any other commodity. You must understand the kind of home you want, thoroughly research, and compare prices before settling on the best one for your needs. Here are eigh...

In Rockford, Illinois, the city council and township have decided to give more money to a helpful program that's been around for 30 years. This program is all a...