Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
Can You Buy a House Without Putting Any Money Down?
The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...
Rockford City Council Boosts Rental Assistance Program with Additional $10,000 to Support Families in Crisis
In Rockford, Illinois, the city council and township have decided to give more money to a helpful program that's been around for 30 years. This program is all a...
What is Co-Buying and How is it Reshaping Homeownership
Gen Z isn’t just dreaming about owning homes—they’re taking innovative steps to make it happen. One of these strategies is co-buying, where two or more people, such as close friends, family members, o...
Funding Delay Halts Eco-Friendly Renovation Project for Affordable Housing
A big update was planned to make two apartment buildings in Chicago better for the environment and cheaper for elderly people with less money to live in. These buildings would get things like solar...
Affordable Housing: A Crisis We Can Solve
The lack of affordable housing is a national crisis that has hit working families especially hard. As rents and home prices rise faster than incomes, safe and stable housing has become out of reach for many. This crisis lead...
What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans
Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...
Renting vs. Owning: Making the Right Choice for Your Housing Needs
When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...
What is the Government Doing to Help Victims of the California Wildfire?
The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025. ...
How to Get Help If You're Struggling to Pay Your Water Bill
Having safe water at home is important for staying healthy, cooking, and cleaning. But for many people, especially older adults with limited income, water bills can be hard to afford. In fact, about 20% of househol...