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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Government Aid is Not Enough: Why Housing Costs Must Be Addressed at Their Root

Government housing assistance programs provide critical support for millions struggling with unaffordable housing costs. However, demand for aid continues to far outstrip available resources....

The Intersection of Health and Housing: Medicaid's Innovative Approach to Combat Homelessness

For over a decade, researchers and advocates have emphasized the intrinsic link between housing and healthcare. This fall marks a crucial turning point as federal Medicaid fun...

California Renters Await Federal Cash Injection Amid Housing Crisis

Amidst the sprawling skyscrapers and picturesque landscapes of California, lies a harrowing reality: a housing crisis that continues to deepen, leaving thousands of residents teetering on the brink of homel...

How to Find Down Payment Assistance In Each State (2026)

Down Payment Assistance (also known as DPA) helps home buyers pay for the upfront costs needed to buy a home. Many people think you need to save up to 20% of the price for a down payment, but this isn’t true any...

Can You Buy a House Without Putting Any Money Down?

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

Medicare and Housing Assistance: What You Need to Know

Medicare is a government health insurance program mostly for people aged 65 and older. One common question is whether Medicare helps pay for housing costs. Here is what you need to know.   Does Medicare Pay for H...

Is It A Good Idead to Refinance Your Mortgage in Early 2026?

As we get closer to 2026, many homeowners who got mortgages with higher interest rates might be wondering if it’s finally time to refinance for a better deal. With inflation starting to cool off, mortgage...

3 Ways to Use Your Tax Refund to Buy a Home

Buying a home comes with many upfront costs, but your annual tax refund can be a great way to boost your budget. Whether your refund is large or small, here are three ways you can use that money to help you become a homeowner. ...

How Foreclosure Affects Your Credit

Foreclosure happens when a homeowner stops paying their mortgage or breaks the rules of their loan agreement. When this occurs, the bank or lender can take legal steps to take back the home, sell it, and use that money to cover the unpa...