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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Overcoming the Challenges of Homeownership in Today's Market: Lessons from Real-Life Success Stories

Buying a home in today’s market has become difficult due to high housing prices and intense competition. As a result, many people are questioning whether the American Dr...

States Seek Balance as Property Tax Relief for Seniors Gains Momentum Amid Rising Housing Costs

The price people pay for owning a home, known as property tax, has been rising in the United States. This is because houses have become more valuable over the last five years, wh...

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

​​​​​​​Mortgage Refinancing: When It Makes Sense and When It Doesn't

Mortgage refinancing is often touted as a way for homeowners to lower their housing costs. However, refinancing only makes financial sense under certain circumstances. Here's some gu...

New Help for Homeowners to Prevent Losing Their Homes

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...

New US Homes May Get Pricier by $11,000 Due to Trump's Trade Policies

Buying a brand-new house in the United States could soon hit your wallet harder. Builders say that because of trade policies introduced by President Donald Trump, the average cost to construct a new home ...

HUD Inspires Homeownership for Low-Income Families Through a $13.5 Million Grant

In a commendable effort to broaden homeownership opportunities for hard-working, low-income families, the U.S. Department of Housing and Urban Development (HUD) has granted $13.5 mill...

Six Insider Tips for a Better Relationship With Your Landlord

Living in a rental property means you'll often deal directly with your landlord. It's possible to have a positive, productive relationship that benefits both of you. Here’s how renters and landlo...

Guide to Applying for Public Housing: Steps and Essential Information

Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...