Housing Insights Central

Buying your first home is an exciting milestone but can also seem daunting when it comes to financing it. Fortunately, there are several loan programs designed to help first-time buyers make their home ownership dr...

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...

The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025.  ...

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...

Everyone should have a place they can call home, but as the cost of living shoots up, many people find themselves at risk of being without a home.  Guaranteed income programs give a helping hand...

Spending time at home becomes more common in retirement. This is a period when many retirees find their homes need changes to match their new lifestyle and possibly changing health needs. For those aged 65 and above,...

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Finding an affordable apartment in a big city can be tough, but it's still possible in certain places like Oklahoma City and Pittsburgh, where rents often remain below $1,000 per month. In 2023, about 32% of renters ...