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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Innovative Zero-Down Payment Home Loans Reignite the Dream of Homeownership

In response to the escalating costs of homes nationwide, United Wholesale Mortgage (UWM), led by Mat Ishba, a mogul in the industry, has launched an inventive mortgage product that requires no down ...

Renovations and New Programs: Expanding Affordable Housing in Chesapeake

The Chesapeake Housing Authority recently announced plans to improve and expand affordable housing options across the city. Proposed upgrades to existing communities and new programs aim to better serv...

Programs You Need to Know About if You're Looking for Affordable Housing

Affordable housing is an important part of any community, and many people are looking for ways to access it more easily. Over the years, the government has initiated various programs to enhance housing...

1 in 3 Homebuyers Are Missing Out on These Housing Assistance Programs

As the housing crisis continues, more and more people are struggling to find ways to afford a house. However, if you aren't fully researching your options, there is a chance that you're leaving m...

New First-Time Home Buyer Tax Credit Proposal Aims to Help Prospective Homeowners

Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help.  It's a plan that might give people looking to buy the...

Housing Advice and Programs

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...

The Top 4 Considerations to Make When Buying a Home

Since purchasing a house is a momentous investment that requires a significant amount of cash, it is essential to spend enough time researching and following the proper procedure before settling on the perfect home. If y...

Get to Know Housing Choice Vouchers in 2025

The Housing Choice Voucher Program is a U.S. government program aimed at helping people with limited income find good, reasonably priced homes. This program, often called Section 8, is not like public housing that requires you ...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...