Housing Insights Central

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Buying a house can seem like a challenging task, especially for individuals living with disabilities. However, there are special home loans and grants to make the process easier and more affordable.   Can You Buy a Ho...

Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now.  Look...

Getting a good deal when buying a house takes a bit of smart talking and a good understanding of the game. You could end up keeping more money in your pocket if you play your cards right. Here’s a quick guide to help you negoti...

Many people list owning a house as a top life goal, attracted by the promise of stability, investment potential, and personal satisfaction. But is homeownership truly superior, or are we influenced by societal pressures ...

In response to the devastation left by Hurricane Beryl in Texas during early July 2024, the United States Department of Housing and Urban Development (HUD) has activated a series of federal disaster assi...

On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...

In a significant move toward equality in housing, the U.S. Department of Housing and Urban Development (HUD) has announced a substantial $10 million grant program aimed at bolstering housing counseling agencies...

In response to the escalating costs of homes nationwide, United Wholesale Mortgage (UWM), led by Mat Ishba, a mogul in the industry, has launched an inventive mortgage product that requires no down ...