Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
Exploring Government-Backed Loans for First-Time Homebuyers
The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...
Six Insider Tips for a Better Relationship With Your Landlord
Living in a rental property means you'll often deal directly with your landlord. It's possible to have a positive, productive relationship that benefits both of you. Here’s how renters and landlo...
How Much Should You Spend on Rent?
Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you: The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...
How Foreclosure Affects Your Credit
Foreclosure happens when a homeowner stops paying their mortgage or breaks the rules of their loan agreement. When this occurs, the bank or lender can take legal steps to take back the home, sell it, and use that money to cover the unpa...
Follow These Tips to Avoid Being the Victim of a Housing Scam
Modern technology can be a huge help, but it also comes with some challenges for homeowners. Incredibly sophisticated housing scams are on the rise, and they can take your money or even steal your home. Accordin...
Cities Where Many Renters Pay Under $1,000 a Month
Finding an affordable apartment in a big city can be tough, but it's still possible in certain places like Oklahoma City and Pittsburgh, where rents often remain below $1,000 per month. In 2023, about 32% of renters ...
Get to Know Housing Choice Vouchers in 2025
The Housing Choice Voucher Program is a U.S. government program aimed at helping people with limited income find good, reasonably priced homes. This program, often called Section 8, is not like public housing that requires you ...
5 Profitable Holiday Side Hustles That Can Help You Pay Your Rent
The holiday season is a great opportunity to earn extra money, especially if you’re worried about covering essential expenses like rent or bills. Many seasonal jobs are easy to start, don’t req...
Winter Heating Help: Financial Assistance Available Until March 31
If you are a renter or homeowner struggling to keep your heat on this winter, help is available. Low-income households can now apply for the Home Energy Assistance Program (HEAP) to prevent their utility ser...