Housing Insights Central

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

During the sweltering summer months, many people struggle to keep their homes cool, especially those with tight budgets. Thankfully, several states are offering assistance through the Low...

If you're planning to rent a house soon, ensure that you have as much information as possible before starting home hunting. You require enough time to evaluate different factors before deciding the measures ...

Buying your first home is an exciting milestone but can also seem daunting when it comes to financing it. Fortunately, there are several loan programs designed to help first-time buyers make their home ownership dr...

The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...

In America, the number of older adults is on the rise, with about 55.8 million people, or one out of six, being 65 or older as of 2020. A recent study from the Urban Institute has shone a light on how budget cuts to the De...

As housing costs continue to soar, many Americans are giving up on their dreams to break out of the rent cycle and own their own homes. While it's unlikely to find affordable options in high-demand areas...

Many of our readers are already well-versed in local and national housing programs, but there are always some programs that slip under the radar. Our goal is to bring some lesser-known programs and deals to light so you c...

Milpitas has undertaken a new housing initiative to provide vital support to low-income workers and their families. The Workforce Housing Rental Assistance Program (WHRAP), a...