Housing Insights Central

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Buying a home in today’s market has become difficult due to high housing prices and intense competition. As a result, many people are questioning whether the American Dr...

In response to the escalating costs of homes nationwide, United Wholesale Mortgage (UWM), led by Mat Ishba, a mogul in the industry, has launched an inventive mortgage product that requires no down ...

Tax time is here again in the United States! Between January 27 and April 15, the IRS expects to receive over 140 million tax returns. It’s a good time for homeowners to look at ways to get ...

If you're not paying attention, your electric bill can get a little out of control. You often don't think about the small ways that you're using more and more electricity until you open the bill and find a number much h...

The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...

Buying a house can seem like a challenging task, especially for individuals living with disabilities. However, there are special home loans and grants to make the process easier and more affordable.   Can You Buy a Ho...

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...

President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...